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At his family's war camp, Lord Tywin Lannister butchers a stag and discusses their house's situation with his son Jaime Lannister, who reads Lord Ned Stark's order for Tywin to appear at court. The patriarch reprimands his son for attacking Ned in the streets and explains how important it is to free Tyrion from the Eyrie: "Every day that he remains a prisoner, the less our name commands repect." Tywin gives Jaime half the house's army - 30,000 men - and sends him to Riverrun to apply pressure to Lady Catelyn Stark's family. The future of the Lannisters' dynasty rests on Jaime's shoulders.
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Mind Webs used to be a dramatized radio programme hosted by Michael Hanson. Its archive of over 100 speculative and sci-fi short stories is now available online, and it makes for magnificent listening. These high-quality half-hour shows are guaranteed to transport fans of sci-fi audiobooks into different worlds.
When deciding whether to take a lump sum or an annuity payout, taxes play a major role in the decision process. The advantage of the lump-sum option is that the tax owed will be calculated as it stands at the winning time. After paying taxes on this amount, winners are free to spend or invest as they see fit.
The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you.
You can get the Colorado Lottery app from the Apple Store or from Google Play depending on your mobile device. Search for Colorado Lottery and follow the instructions to download onto your device. The Colorado Lottery app is free!
Unfortunately, no. The Lottery is a government agency, and we are not able to donate free items to many good causes such as yours. We do apologize. It is a rule that Lottery proceeds go to parks, trails, and the outdoors in Colorado. We have to make sure that any sponsored events or giveaways have a direct proceeds or Lottery retailer tie-in. We appreciate you thinking of us.^ Back to Top
We do not offer an online or mail-in subscription service. We offer Advance Play through our retailers where you can play up to 26 draws for Powerball, Mega Millions and Lotto, and up to 91 draws for Cash 5 (13 weeks). Check the Advance Play box on the edge of your play slip. The retailer will ask you how many draws you'd like to play, and charge you accordingly. The same numbers will be played for all drawings purchased.
A refinance can help free up funds that you can use to buy out the other heirs and assume ownership of the property. Keep in mind, however, that this means all mortgage payments will also be your responsibility.
The death gratuity program provides for a special tax free payment of $100,000 to eligible survivors of members of the Armed Forces, who die while on active duty or while serving in certain reserve statuses. The death gratuity is the same regardless of the cause of death.
Facebook, for instance, has a special section in which you can select someone to take over your account upon your passing, but you should also think about what you want to happen with websites, blogs, and any other online activities in which you participate.
Even if you have some coverage thorough work, it may not be enough for your needs. The good news is, term life insurance is generally easy to shop for: Many companies, including Guardian, will give you an instant online quote.
Notify the three major credit bureaus (Equifax, Experian and TransUnion) and put a credit freeze on the deceased's account. This will prevent anyone from opening new accounts or credit cards in their name. Unfortunately, identity theft is not uncommon after a loved one passes away.
If you convert a traditional IRA to a Roth IRA, you must pay taxes on the conversion, but then you never have to worry about paying taxes again on that IRA for qualified withdrawals, even if future tax rates are higher. However, the Roth IRA withdrawal rules differ for Roth conversions. To take a tax-free distribution, the money must stay in the Roth IRA for five years after the year you make the conversion.
Roth IRAs have different withdrawal rules if they are inherited. If you inherit a Roth IRA, you can withdraw the money tax-free. However, the IRA must first meet the five-year period to avoid a Roth IRA early withdrawal penalty.
You can phone the Cancer Research UK nurses if you would like to talk to someone outside your own friends and family. Talk to the Cancer Research UK nurses on freephone 0808 800 4040, from 9am to 5pm, Monday to Friday.
Call of Duty: Warzone 2.0 is finally upon us, a long-awaited follow-up to the first Warzone, which saw more than 100 million players around the world drop into the game to duke it out COD-style. What better way to while away the days than with a free-to-play battle royale game, tied to an already dominant franchise?While it's brought some major changes on the gameplay side, many of the fundamentals are the same.
While you can obviously feel free to experiment with perk packages, too, we'd highly recommend running with one that includes Fast Hands by default, which will make weapon swapping and reloading quicker. You may also want an Overkill class to get two of your favourite guns at once.
You might have access to legal advice through an addition to an insurance policy that covers the costs of a solicitor preparing or checking a will. If you're a member of a trade union you might find that the union offers a free wills service to members.
You can make a personal search free of charge by going to the Principal Registry of the Family Division (see under heading Where to keep a will). If you want to inspect or take a copy of the will, there is a fee of 5.
The good news is that they all offer free online course. In this article, I used the Class Central database to compile these courses for you. In total, Ivy League schools currently offer over 850 courses, with 40 million enrollments combined.
Last week, I shared a list of free developer certificates. As it happens, one Ivy League school also made that list: Harvard, which offers free certificates in computer science, Python, AI... You can find all the details here: 1000+ Free Developer Certifications.
I've also set up a collection on Class Class for Ivy League online courses. This collection gets updated automatically as new courses are released. If you'd like to be notified about new Ivy League courses, you can "Follow" the collection.
Note that figuring out how to audit a course for free on platforms such as Coursera can be a bit confusing. So my colleague Pat and I have written a dedicated guide: How to Sign up for Coursera Courses for Free.
Every person being considered for transplant will complete a full medical and psychosocial evaluation at a transplant center to make sure they are a good candidate. The evaluation helps find any problems, so they can be corrected before transplant. You must be healthy enough to have the operation. You must also be free from cancer and infection.
Estimate your retirement benefit in minutes using the personalized Benefit Estimator in your online account. Your total pension amount is based on your years of service and your income. See more about how we calculate your benefit.
Your service credit is the number of years you work in public service. This time is reported by your employer. When you work at least 90 hours in a month, you receive one service credit for the month. You receive one service credit each calendar month in which you are compensated for 90 or more hours of work. You can earn no more than one month of service credit each calendar month, even if more than one employer is reporting hours you work. You receive one-half of a service credit if you work fewer than 90 hours but at least 70 hours in a calendar month. You receive one-quarter of a service credit if you are compensated for fewer than 70 hours in a calendar month. Review your service credit detail through your online account.
But how do you actually retire? First you request an official benefit estimate from DRS. The estimate takes about 6 to 8 weeks and is necessary to determine your pension amount. Request an estimate through your online account or call us at 800-547-6657.
There are some situations where customers cannot retire online (for example, if you are a member of more than one retirement system). For this reason, we also offer a paper application for retirement. With the paper application, you can retire anytime within one year of the official benefit estimate.
If you need to show proof of your account balance or monthly pension payment to secure a home loan, mortgage or other borrowing, log in to your DRS online account to view, print or download an account balance or pension verification letter.
For each tax year you receive a retirement benefit, we will provide you with a 1099-R form to use in preparing your tax return (see 1099-R). These forms are usually mailed at the end of January for the previous year. The information is also available through your online account.
The beneficiary information you give DRS tells us the person(s) you want to receive your remaining benefit, if any, after your death. Submit or update your beneficiary information at any time before retirement using your online account. Or you can submit a paper beneficiary form.
Be sure to review your beneficiary designation periodically and update it in your online retirement account if you need to make a change. If you marry, divorce or have another significant change in your life, be sure to update your beneficiary designation because these life events might invalidate your previous choices.
Contact past and present employers, as well as professional and social organizations of which your loved one was a member. Many people receive free or low-cost policies through work or as a member benefit. Even if your loved one was retired or no longer active in these groups, the policy could still be in place.